Why should you consider a prenuptial agreement?

Should you get a prenuptial agreement? It's an age-old question, and many people feel it signifies that they don't trust their significant others. The fact is that a well-drafted prenuptial agreement doesn't only benefit one party.

Both spouses benefit when assets are protected, and a prenup can set up rules for the relationship and even define what happens in the event of a divorce.

Negotiating with your fiance before you walk down the aisle might seem a little disenchanting, but this can be a good time to discuss your finances and to work through complicated questions that can present problems later. It allows you to see how your prospective life partner acts during negotiations and whether he or she remains levelheaded or turns into a bride- or groomzilla.

How should you bring up a prenuptial agreement with your spouse-to-be?

It's a good idea to talk about a prenuptial agreement in an inclusive manner. Instead of stating everything you want and asking your love to sign on the dotted line, consider asking what he or she would want in the case of a divorce. You can both discuss it in a comfortable, relaxed way over coffee, or opt to head to a mediator or attorney to discuss what you need to know.

Should you both have your own attorneys review the prenuptial agreement?

Definitely both parties should have their own attorneys before signing any agreements. This assures that both are aware of the terms, loopholes and potential ramifications should the marriage wind up on the rocks. Keep your prenuptial agreement simple and to the point to avoid any surprises later.

Source: Tips on Life & Love, "Why Everyone Should Get a Prenup," Kevin O'Leary, accessed Nov. 24, 2016

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